Value Protection

Don't Let a Total Loss Total Your Finances

You've made a significant investment in your new vehicle. Whether you’ve made a cash down payment or used trade-in equity, Value Protection can help ensure that you're covered in the event of a total loss due to theft, accident, or natural disaster. With a benefit of up to $10,000, you can rest easy knowing your investment is better protected down the road.

How does Value Protection Work?

You purchase a vehicle for $45,000.

You finance the vehicle with a down payment that includes:

$5,000 trade-in equity
$3,000 cash

A year later, your vehicle is totaled in an accident.

The claim is filed within 60 days of the date of loss and all required documents are provided.

The claim is approved, and you return to the selling dealer to look for your replacement vehicle.

You find the perfect replacement vehicle!

The dealership will provide a credit of $8,000 toward the replacement vehicle.

Vehicle Eligibility

Gas combustion, hybrid and electric vehicles purchased with a cash down payment or trade-in equity.

Most makes and models, ask your dealership representative for further details.

Download Brochure

Value Protection (English)

Disclaimer

This brochure is intended as a general description of products and services available to qualified customers through the individual member companies of Zurich in North America. Certain restrictions and exclusions apply. Please consult with your sales professional for detailed terms and conditions. In the state of New York, UUSC Service Company, an individual member company of Zurich in North America, is the administrator of the Value Protection Product.