Road Hazard Tire & Wheel Protection

(On-road vehicles only)
Enjoy the thrill of the ride with less worry.

Don’t let a mishap on your journey derail your adventure. If a pothole, nail, glass, or other debris damages your tires or wheels, Zurich’s Road Hazard Tire & Wheel Protection will help cover the cost to repair or replace them. You’ll be back on your journey in no time!

Green CheckmarkWhat is covered?
PotholesPotholes
NailsNails
GlassGlass
MetalMetal
DebrisDebris
WoodWood
Red checkmarkWhat is not covered?
AccidentCollision
CurbCurb
TheftTheft or vandalism
  • Repairs or replacements made without prior authorization
  • Tires with less than 3/32" tread depth remaining
  • Tires or wheels not damaged by road hazards
  • Repairs covered by the manufacturer, other service agreements, or primary insurance.
  • Damage from sidewall/curb impact, rim pinches, improper inflation, accidents, collisions, or off-road use
  • Damage sustained before purchasing the contract
  • Theft or vandalism

(See your contract for a full list of exclusions)

Benefits
  • No deductible
  • Unlimited occurrences
  • No mileage limitations
  • All eligible tires (minimum 3/32” tread at the time of damage required)
  • Repair or replacement of wheels (if tire cannot seal air after repair/replacement)
  • Related repair costs covered, including mounting, balancing, valve stems, and taxes
  • Transferable to the next vehicle owner
Benefits included with every plan:
Emergency icon
Pickup reimbursement

Reimbursement (up to a specified limit) for motorcycle/scooter pick-up and delivery to a repair facility - if tire or wheel is damaged due to road hazard.

Vehicle Eligibility

Eligibility

On-road/street use motorcycles and scooters

Motorcyle fleet icon circle

Most makes and models, ask your dealership representative for further details.

Disclaimer

This brochure gives a general overview of Zurich’s Tire & Wheel Road Hazard service contracts available to qualified customers through the individual companies of Zurich in North America. Certain restrictions and exclusions apply, and coverages may differ in certain states. Please consult your vehicle service contract for detailed terms and conditions.

Universal Underwriters Service Corporation (UUSC), an individual member company of Zurich in North America, is the issuing provider and administrator of Zurich’s vehicle service contracts in all states except Florida. In Florida, the issuing provider and administrator is Vehicle Dealer Solutions, Inc. (FL License #60132). In California and New York, UUSC operates under its d/b/a UUSC Service Company (CA License #0C17302).

©2025 Zurich American Insurance Company.  All Rights Reserved.  A1-P1006304-A (08/25)